Author: A.Hussain

  • Payment Gateway: Know what to expect when registering for PG?

    Payment Gateway: Know what to expect when registering for PG?

    Authorization

    Entry Point Norms post-Authorization

    Every Non-Bank Payment Gateway requires authorization from RBI under PSSA. Therefore, every existing Payment Gateway must apply for authorization. However, from the date of such guidelines, they must be given one financial year to comply with the entry point norms and other technology, security, storage, etc. norms issued in the regard.

    E-commerce as a Payment Gateway

    Every e-commerce marketplace acting as a Payment Gateway to other merchants must stop the activity within three months. If they desire to pursue this activity, then the Gateway license holder must separate the activity(s) from the marketplace business. Also, the separate entity must comply with the regulations.

    Banks as Payment Gateways

    Banks acting as Payment Gateways must obtain authorization or approval under PSSA and a No Objection Certificate from the regulatory department of RBI.

    Company as a Payment Gateway

    Entities undertaking Payment Gateways activity must be a company incorporated in India under the Companies Act of 2013. Also, the Memorandum of Association (MoA) of the applicant entity must cover the proposed activity of operating as a Payment Gateway.

    Also Read: What Are the Benefits of Eating Raw Nuts?

    Payment Gateways must deal only with merchants with a physical presence in the country.

    Payment Gateway: Capital Requirements

    Net-worth Requirement

    Net-worth Maintenance

    Capital requirements of a Payment Gateway System must have a minimum net worth as prescribed for Bharat Bill Payment Operating Unit (BBPOUs). Furthermore, they must maintain such an amount at all times.

    Current Net-worth

    Currently, the net worth requirement of a Payment Gateway license is ₹ 100 crore.

    Net-worth Compliance

    Existing Payment Gateways must comply with this net-worth requirement within one year after the issuance of guidelines by RBI.

    Net-worth Composition

    Net worth must consist of paid-up equity capital and preference shares which are compulsorily convertible into the following:

    • Equity Capital
    • Free Reserves
    • Balance in share Premium Account
    • Capital Reserves

    Surplus from Sale Proceeds

    The above-mentioned represents a surplus arising from the sale proceeds of assets. But these surpluses are not reserves created by revaluation of assets adjusted for accumulated loss balance, the book value of intangible assets, and deferred revenue expenditure, if any.

    Convertible Shares

    Convertible preference shares can be compulsorily, either non-cumulative or cumulative. Also, they can be compulsorily convertible into equity shares. The shareholder agreements must specifically prohibit any withdrawal of this preference capital at any time.

    Entities with Foreign Investments

    Entities having Foreign Direct Investment (FDI), Foreign Portfolio Investment (FPI), and Foreign Institutional Investment (FII) must also meet the capital requirements as applicable under the extant Consolidated FDI policy guidelines of the Government of India.

    Non-Compliance with Capital Requirement

    Entities unable to comply with the net-worth requirement within the stipulated time frame must, above all, not apply for authorization. But they can wind up payment aggregation business within one year of issuance of guidelines. The banks presently maintaining nodal accounts of such entities must report compliance in this regard.

    Payment Gateway Governance

    Entity Management

    The Payment Gateway entity must be professionally managed. Also, the Company’s promoters must satisfy RBI’s fit and proper criteria.

    Agreements with the Stakeholders

    The agreements between aggregators, merchants, acquiring banks, and all other stakeholders must delineate the role and responsibilities of the involved parties in the following:

    • Sorting Complaints
    • Handling Complaints
    • Refund
    • Failed Transactions
    • Return Policy
    • Customer Grievance Redressal, including turnaround time for resolving queries
    • Dispute Resolution Mechanism
    • Reconciliation

    Information Disclosure

    The Gateway must disclose comprehensive information regarding the following:

    • Merchant Policies
    • Pricing
    • Customer Grievances
    • Privacy Policy
    • Terms & Conditions on the website as well as the mobile application

    Also Read: Company Registration

    Board Approved Policy

    The entity must have a board-approved policy for the following:

    • Disposal of Complaints
    • Dispute Resolution Mechanism
    • Timelines for Processing Refunds

    Nodal Officer appointment

    The entity must appoint a Nodal Officer responsible for regulatory as well as customer grievance handling functions. The Gateway must also display the details of the nodal officer prominently on their website.

    Payment Gateway: Safeguards against Money Laundering

    The guidelines issued by the Department of Banking Regulation, RBI, in their Master Direction – Know Your Customer (KYC), must apply the following mutatis mutandis to all Payment Gateway entities:

    • Know Your Customer (KYC)
    • Anti-Money Laundering (AML)
    • Combating Financing of Terrorism (CFT)

    If you want to know the extent of authorization, governance, and capital requirement of a Payment Gateway, then read this article.

  • Who makes the best cycling jerseys? And who is providing the best quality cycling jersey?

    Who makes the best cycling jerseys? And who is providing the best quality cycling jersey?

    Who makes the best cycling jerseys? And who is providing the best quality cycling jersey?

    You know, Who makes the best cycling jerseys? So you can read and get ideas and more. Who makes the best cycling jerseys? And who is providing the best quality cycling jersey?
    Who makes the best cycling jerseys?

    The Aidan Cycling Jersey provides a snug fit with lightweight, quick-wicking knitted fabric. The Aidan Jersey features fitted raglan sleeves with hem-bands that hold the sleeves in place and standard premium features such as a snag YKK zipper, Silicone Gel Tape on the hem and three back pockets.

    The fabric is highly stretchable, breathable, moisture wicking property. Full zipper half sleeves reflector. It is treated for UV protection and Antibacterial property. This Cycling Jersey is the ideal all-weather racing and training jersey for all conditions.

    You know, Who makes the best cycling jerseys? Here you can read and know more about cycling jersey makers.

    Aidan Global is India’s best Online portal for custom sportswear.

    What are you waiting for, grab your individual or team jersey at Aidan GlobalWe use exports quality and well treated fabric which have antibacterial and UV-protection property.Our jerseys are highly stretchable, Breathable, and got Moisture wicking property.

    For further assistance, feel free to contact:- +918089746911/+918089746912. Or click to WhatsApp now.

  • Which company provide best Full Sublimated Cycling Jersey forever?

    Which company provide best Full Sublimated Cycling Jersey forever?

    Which company provide best Full Sublimated Cycling Jersey forever?

    Basically, there is a lot of company is available and manufacturing for Full Sublimated Cycling Jersey. But any way, some companies design full sublimated cycling jerseys or any other sports jerseys.

    Some companies manufacturing premium and ultra premium like adidas and Nike etc… but here as consumer I used the lot of cycling jerseys but one company I satisfied with their product. Their is information bout the companies…

    The Aidan Cycling Jersey provides a snug fit with lightweight, quick-wicking knitted fabric. The Aidan Jersey features fitted raglan sleeves with hem-bands that hold the sleeves in place and standard premium features such as a snag YKK zipper, Silicone Gel Tape on the hem and three back pockets.

    Full Sublimated Cycling Jersey:

    • The fabric is
    • highly stretchable,
    • breathable,
    • moisture wicking property.
    • Full zipper half sleeves reflector. It is treated for
    • UV protection and
    • Antibacterial property.

    This Cycling Jersey is the ideal all-weather racing and training jersey for all conditions.

    Aidan Global is India’s best Online portal for custom sportswear.

    What are you waiting for, grab your individual or team jersey at Aidan Global
    We use exports quality and well treated fabric which have antibacterial and UV-protection property.

    Our jerseys are highly stretchable, Breathable, and got Moisture wicking property.

    For further assistance, feel free to contact:- +918089746911/+918089746912. Or click to WhatsApp now.

    So I strongly recommended you Aidan global sports best chose for all sports jersey. When you’re choosing Aidan sports jerseys, you can definitely be satisfying their product.

  • Indias Best Online Portal For Custom Sportswear.

    Indias Best Online Portal For Custom Sportswear.

    India’s Best Online Portal For Custom Sportswear.

    Aidan Global is India’s best Online portal for custom sportswear.
    What are you waiting for, grab your individual or team jersey at Aidan Global.

    We use exports quality and well treated fabric which have antibacterial and UV-protection property. Our jerseys are highly stretchable, Breathable, and got Moisture wicking property.

    For further assistance, feel free to contact:- +918089746911/+918089746912. Or click to WhatsApp now.

  • Full Sublimated Cycling Jersey

    Full Sublimated Cycling Jersey

    Full Sublimated Cycling Jersey

    The Aidan Cycling Jersey provides a snug fit with lightweight, quick-wicking knitted fabric. The Aidan Jersey features fitted raglan sleeves with hem-bands that hold the sleeves in place and standard premium features such as a snag YKK zipper, Silicone Gel Tape on the hem and three back pockets.

    The fabric is highly stretchable, breathable, moisture wicking property. Full zipper half sleeves reflector. It is treated for UV protection and Antibacterial property. This Cycling Jersey is the ideal all-weather racing and training jersey for all conditions.

    Aidan Global is India’s best Online portal for custom sportswear.

    What are you waiting for, grab your individual or team jersey at Aidan Global
    We use exports quality and well treated fabric which have antibacterial and UV-protection property.

    Our jerseys are highly stretchable, Breathable, and got Moisture wicking property.

    For further assistance, feel free to contact:- +918089746911/+918089746912. Or click to WhatsApp now.

     

  • Indian Badminton champion Olympic medalist.

    Indian Badminton champion Olympic medalist.

    Indian Badminton champion, Olympic medalist.

    Indian Badminton champion Olympic player MR.Valiyaveetil Diju visited Aidan Global sportswear manufacturer outlet at kollam, kerala, India.

    Kerala native, International Badminton champion and Olympics player visited Aidan Global sportswear manufacturer company in kerala, kollam,

    Valiyaveetil Diju, also known as V. Diju, is an Indian badminton player from Kozhikode, Kerala, india

    Valiyaveetil Diju is six National Championships title and once in the men’s doubles and five times in the mixed doubles.

    Valiyaveetil Diju represented India in the 2012 London Olympics, became the first Indian player to participate at the Olympics in the mixed doubles alongside Jwala Gutta.

    Valiyaveetil Diju is the winner of Arjuna Award 2014, given by the Ministry of Youth Affairs and Sports, government of India to recognize his outstanding achievement in National sports.

    Valiyaveetil Diju is also the winner of G. V. Raja awards, which is the highest government-level recognition for sports persons in Kerala. Valiyaveetil Diju is winner of Jimmy George award 2014. He is also winner of Vivekananda sports excellence award 2014.

    Aidan Global is India’s best Online portal for custom sportswear.

    What are you waiting for, grab your individual or team jersey at Aidan Global
    We use exports quality and well treated fabric which have antibacterial and UV-protection property.

    Our jerseys are highly stretchable, Breathable, and got Moisture wicking property.
    For further assistance, feel free to contact:- +918089746911/+918089746912. Or click to WhatsApp now.

  • Jersey For Cricket Sports Wear Shop Near Me In Online.

    Jersey For Cricket Sports Wear Shop Near Me In Online.

    Jersey For Cricket Sports Wear Shop Near Me In Online.

    Jersey for cricket, sports wear shop near me,
    Aidan Global is India’s best Online portal for custom sportswear.
    What are you waiting for, grab your individual or team jersey at Aidan Global,

    We use exports quality and well treated fabric which have antibacterial and UV-protection property. Our jerseys are highly stretchable, Breathable, and got Moisture wicking property.

    • Export Quality.
    • DRI FIT.
    • UV protected.
    • Antibacterial Treated.
    • Wicking Property.
    • Extremely Soft.
    • Light Weight.
    • Stretchable.
    • Machine Wash.
    • Non-Abrasive

    Aidan Global is India’s best Online portal for custom sportswear.
    What are you waiting for, grab your individual or team jersey at Aidan Global.

    We use exports quality and well treated fabric which have antibacterial and UV-protection property. Our jerseys are highly stretchable, Breathable, and got Moisture wicking property.

    For further assistance, feel free to contact:- +918089746911/+918089746912. Or click to WhatsApp now.

  • Instagram aggregator tools – What are they and how to use them!

    Instagram aggregator tools – What are they and how to use them!

    Instagram aggregation is one of the smartest ways to leverage your Instagram posts or user-generated Instagram content about your brand or event. By using an Instagram aggregator tool you can easily collect, curate and display posts from Instagram accounts with particular hashtags, mentions, or your handle, and then grow free Instagram followers for your business.

    Best Instagram Aggregator Tools 2022

    #1 Idukki

    Idukki is one of the most robust Instagram aggregation tools of all time. Amazing themes, compatibility with almost all screen types, web technologies, powerful moderation features, best pricing and 24*7 customer support make Idukki the most important consideration when choosing a social aggregator tool.

    #2 Juicer.io

    Juicer

    Juicer is yet another and equally trusted Instagram aggregator which is most trusted by web developers. Good themes, customization options, profanity filters, robust nature, a large number of platforms other than Instagram and smooth user flow make juicer a should consider option while choosing one from a number of Instagram aggregators.

    #3 Tint

    The tint is so far the most trusted user-generated content platform which is being recommended by almost everyone who knows and understands about UGC. Cool display themes, smooth user interface, and brand value make tint a must-consider option.

    Instagram Aggregator – The Use Cases

    Instagram aggregation is so useful that it can be implemented almost anywhere to increase the engagement; trust factor, or directly the sales! Let’s check out the best possible use cases of Instagram aggregators.

    #1 Websites

    Instagram aggregators are used by web developers and businesses to increase user engagement on the website. This not only increases the user interaction but increases the session duration of the users; hence decreases the bounce rate and help boost SEO rankings.

    #2 Tradeshows, Conferences, and Other Events

    Using an Instagram aggregator to display user-generated Instagram posts on a large digital screen or digital signage solution is an amazing idea to increase audience engagement, brand loyalty and trust factor around your brand, product or service. Imagine you are hosting a brand activation or product launch event, don’t you feel showing real-time user-generated content about your brand or product will help you gain more popularity and trust of your respective customers?

    #3 E-Commerce

    Making your aggregated content shoppable on your website is also a great idea to leverage user-generated Instagram content for increasing online sales of your product by increasing the trust and engagement among the audience.

    #4 Weddings

    Encouraging relatives, friends, and family members to use the wedding hashtag and post on social networks like Instagram is something everyone is doing these days. Displaying all of these posts on a digital screen or projector screen or digital signage solution is an amazing idea to engage the guests during the wedding.

    #5 Restaurants

    Guests come to your restaurant, order food, click images, and share those images on social networks like Instagram. Don’t you think leveraging this true, real-time user-generated content about your restaurant, food, and ambiance is a good idea? Well, of course, it is!

    Displaying these user-generated Instagram posts on a digital screen in your restaurant is an amazing idea to increase the popularity and social interactions!

    #6 In-Store Displays

    Whether you own a fashion boutique or salon, using an Instagram aggregator tool to display real-time user-generated. Content from Instagram about your brand and products is always a great idea; to increase trust among the customers and to increase in-store sales.

    Take Away:

    Instagram aggregators are an amazing tool to encourage, collect, curate, and display Instagram feeds from various hashtags; handles on a single digital screen with amazing themes and customization options. Don’t wait, choose one from the best Instagram aggregators and increase the engagements, trust factor, and business like a pro!

  • Gujarat’s Most Romantic Spots

    Gujarat’s Most Romantic Spots

    Gujarat, the country’s westernmost region, is the state with the most life and vibrancy, mainly because of its culture. This emotional state is one of the best destinations to visit in India, thanks to its diverse geography and abundance of attractions. The form, popular with honeymooners and frequent travelers, provides a variety of locations, including breathtaking hill stations, great beaches, spectacular historical castles, wildlife sanctuaries, and religious sites.

    This one-stop shop offers a variety of memorable experiences that one is likely to remember for the rest of their life. Gujarat is an excellent option for a honeymoon trip on a tight budget. Read this post to learn about some of Gujarat’s most romantic honeymoon spots where you can have a wonderful time with your partner. Book best taxi in Ahmedabad from Bharat Taxi for traveling to these places. Taxi are best for a hassle free ride.

    Saputara

    Saputara, a lovely hill town on the Maharashtra-Gujarat border, is nestled in the Sahyadri range of the Western Ghats. It is the only hill station in Gujarat and one of the top destinations to visit when on an Ahmedabad trip. This pristine hill station, located at an altitude of around 1000 m, is surrounded by lush forests, tempting mountains, beautiful waterfalls, dreamy winding roads, spectacular landscapes, and a pleasant climate, making it the ideal getaway for Mother Nature.

    Surprisingly less commercialized than the typical hill towns in India, this unspoiled area provides a tranquil setting for couples to share some romantic time. Saputara Lake, Sunrise Point, Sunset Point, Saputara Tribal Museum, Gira Waterfalls, Nageshwar Mahadev Temple, Artist Village, etc., are a few of the significant Saputara tourist attractions. In addition, Saputara has a wide range of aquatic activities, including boating, underwater games, and more. Don’t forget to enjoy both sunrise and sunset if you want to appreciate the beauty of nature.

    Running of Kutch

    Rann of Kutch is the ideal location if you wish to spend your honeymoon in a unique style. Regardless of how bizarre this concept may seem, it may end up being one of the most romantic things you and your partner have ever done. Your day will be especially memorable because of the vast white desert and the captivating sunset. Exceptionally breathtaking is the moonlit view of the endless white desert, which showcases nature’s magnificent handiwork that is unmatched anywhere else in the world. One of India’s most distinctive landscapes and a must-see tourist destination in Gujarat is the Great Rann of Kutch. Some prominent attractions in Kutch include Mandvi Beach, Kala Dungar, Roha Fort, Dholavira, Narayan Sarovar, Kutch Great Indian Bustard Sanctuary, Aina Mahal, and Kutch Museum. Visitors can also participate in camel rides, Jeep desert excursions, and shopping for distinctive local handicrafts.

    Diu

    Diu, a little island in the union territory of Daman and Diu, is located close to the Kathiyawad region of Gujarat. It is among the must-see locations in Gujarat vacation packages and one of India’s most well-known tourist spots. One of the most romantic locations for a honeymoon is Diu, where couples can wander along lovely beaches while indulging in delicious cuisine and the area’s natural beauty. Some prominent attractions in Diu are the Diu Fort, Diu Museum, Gangeshwar Temple, Nagoa Beach, Shell Museum, INS Khukri Memorial, St. Paul’s Church, Naida Caves, Jalandhar Beach, Ghoghla Beach, and Zampa Gateway. In addition, the beaches in Diu provide several options for participating in water sports, including parasailing, tanning, surfing, and swimming.

    Ahmedabad

    Ahmedabad, formerly the capital of Gujarat, is one of the largest cities and is situated along the Sabarmati River. It is a popular destination in Gujarat and a must-see location for Indian trip packages. Ahmedabad, India’s first UNESCO World Heritage City, is famed for its magnificent monuments, excellent museums, and stunning lakes that draw thousands of tourists year-round. It is also known as the living symbol of the rich cultural heritage of Gujarat state.

    Couples can have a great time in this city despite being well known as the state’s commercial center. Some well-known attractions of Ahmedabad include Sabarmati Ashram, Kankarai Lake, Jama Masjid, Akshardham Temple, Adalaj Stepwell, Vintage Car Museum, and Swaminarayan Mandir. If your honeymoon comes in January, you’ll get the chance to see the renowned International Kite Festival, where kite flyers from all over the world congregate in Ahmadabad to showcase their talents. Taxi in Ahmedabad is the best mode of transportation for traveling to within the city.

    Junagadh

    Gujarat, a state in western India, contains the historical city of Junagadh, which is situated on Mount Girnar. It is one of the most excellent spots around Ahmedabad and one of Gujarat’s top honeymoon destinations. For honeymooners looking for variety in a single city, Junagadh is a perfect choice because of its intriguing combination of Buddhist monuments, mosques, Hindu temples, ornate houses, and Gothic archways. Some top attractions in Junagadh include Uperkot Fort, Mahabat Maqbara, Durbar Hall Museum, Mount Girnar, Sakkarbaug Zoological Garden, Ashoka’s Rock Edicts, and Buddhist Caves. Couples would undoubtedly like the atmosphere and climate of this Gujarati honeymoon destination.

    Read More About – Bharat Taxi

    We would like to extend a warm welcome to you from Bharat Taxi, India’s most rapidly expanding online cab booking and taxi hire firm. Our mission is to provide passengers with door-to-door online taxi service. The fact that India is so vast in terms of both its landmass and its population results in a very satisfying level of service. Through our website, we make the reservation of taxis open to everybody. Taxis offered at reasonable rates make it possible for everybody to take advantage of our service. Our prices are accurate, and they are continuously monitored and evaluated to ensure that they remain both affordable and competitive. We have the most competitive rates for taxi cab rentals with drivers and offer a variety of online cab-hailing services. At addition, we offer long-term taxi hire for commercial purposes, such as excursions on company business or meetings in the office.

     

    Title – Gujarat’s Most Romantic Spots

    Des – Book Bharat Taxi to plan your next trip to some of Gujarat’s most romantic spots. We’ll give you a hassle-free ride.

  •  IQOO Z6 Lite Smartphone with Full Specification – Know to Be the First User

     IQOO Z6 Lite Smartphone with Full Specification – Know to Be the First User

    iQOO is all set to launch its new Z6 Lite series with much more advanced features on 14th September 2022.

    Price of this new series is also kept very feasible that can be within the reach of most of the customers. It will be launched exclusively on online platform Amazon.

    It will be the first phone to introduce a new Snapdragon 4 series chipset. Along with this, it has many more exciting features that includes 5G network with dual SIM support, 120 Hz display, dual cameras and a waterdrop notch. Its selfie camera is 8 MP and its rear camera is 50 MP + 2 MP. Its display is 6.58 inches, 5000 mAh battery and the processor is Qualcomm Snapdragon 680 with 4 GB RAM. Its CPU processor is Octa Core (2.4 GHz, Quad Core, Kryo 265 + 1.9 GHz), architecture is 64 bit, and fabrication is 6nm. It has IPS LCD display with 1080 * 2408 pixels resolution.

    iQOO Z6 Lite

    It has bezel-less display with waterdrop notch and capacitive multi-touch touchscreen. Its camera has some attractive features of digital zooming, auto flash, face detection and touch to focus that will add up intense quality in your photos and continuous shooting with high dynamic range mode (HDR) will lift up your videos quality.

    It has quick charging feature with 18W charger power and a Type-C USB cable. It has 64 GB internal memory with expandables upto 1 TB.

    It has side fingerprint sensor with light sensor, proximity sensor and accelerometer.

    Overall iQOO Z6 Lite phone can stand out to be a good option to buy with such features and affordable price. As it has many competitors in market but it can show up at different from those of its competitors being its features unique and attractive. Many speculations have been done for this phone about its launch date, its features, its competitive features in the market but still some facts are yet to be discovered which will ultimately be opened up with its launch and public announcements. But the features that are revealed till now has made it a must buy set for the customers who are willing to buy something new in the coming time. RecycleDevice Offers you with the opportunity to sell your old phones in a good price and in a most easy way. Just check the price of your phone.